The Arystec Balanced Fund objective is to outperform the Namibia Market Value Survey and to maximise long-term capital appreciation by investing in a balanced portfolio of equities, fixed-Income, property, commodities, and cash.  This fund is for investors who want to maximise wealth, are looking for moderate long-term growth, and seek medium-term capital protection.  The investor must accept that this fund may underperform over the short term, and should not foresee unexpected income needs over the short run.